Take part in a 4 hour conference, that will help to save you from the common mistakes people make, and give you an unfair advantage, when buying your first home…
Have you ever wondered why some people on modest wages are able to pay off their home and set themselves up financially, whilst others on substantial incomes just can’t seem to get started or get ahead?
With interest rates at their lowest in over 40 years*, and likely to go lower, and with unprecedented government assistance being offered until 30 June 2009, in the form of the revised First Home Owners Grant –
Now is the opportune time to get started!
Dear First Home Hunter,
The First Home Hunter’s Gathering is all about you, saving precious time, money and stress when getting started with buying your first home.
Property Experts, Real Estate Agents, Finance Strategists and Financial Planners, will be delivering powerful and necessary information to enable you to get it right the first time around.
They will share secrets from behind the scenes and cover how to select, purchase and pay off your home sooner so you can enjoy the financial solidness and security that many people dream of, but only a select few realize.
Light will be shed on the daunting task of buying the right property, at the right price, in the right location, with the right finance structure and protection in place.
All aspects (even the things you may not have thought about) will be covered and all of your questions will be answered - you will leave this event armed with the tools to make it happen!
Special Guest Speaker… Shelley Taylor Smith
Regardless of being tagged with ‘no natural ability’, ‘disabled’ and ‘nothing above average’ 7-time World No.1 Women’s Marathon Swimming Champion Shelley Taylor-Smith is the only woman to hold a No.1 world ranking for both men and women in the history of any sport worldwide. Motivational Keynote Speaker, Success & Performance Coach, International Bestselling Author and Champion Mindset Business Trainer, Shelley Taylor-Smith is an ordinary Australian who achieved extraordinary results. At this event Shelley will share with you how-to Create Your Champion Mindset.
7 Key components of The First Home Hunters' Gathering – an overview
- Finance – Save $1000’s in interest with NIVA
- The Nil Interest Visa Account, is revolutionizing the ability for you to pay down your home loan debt in a much shorter time, than what previously was possible.
- This loan facility could save you over $165,000 worth of interest on a $350,000 loan over its term. In this situation your 30-year home loan would be cut down to less than 18 years.**
- These figures are based upon the borrower having a net income of $4,000 per month and an expenditure of $3,400.
- There are so many more ways to get your home loan debt down, let’s work through a number of them, and we’ll send you home, at the end of the event with the rest.
- Debt Deletion
- Whether you are ready to buy or not, cutting down your credit card debt and personal loans can provide an important foundation to kick starting home ownership. We will discuss ways to slash your bad and ugly debt by using a specific debt deletion program and get you into your home and paying it off sooner!
Special Guest Speaker: Chris Quinn
Operations Manager - mCorp Group
Chris Quinn joined the mCorp team 6 years ago, from a background in financial services, accounting and management. Hear first hand, how Chris got started with next to nothing and now 7 years later is in the top 1% of property holders in Australia. He will help you understand how you can get started, regardless of your current financial position; How to eliminate your ugly debt, accelerate your savings and get a deposit sooner. Be inspired by the amazing experiences and the opportunities Chris has been able to enjoy by getting his finances in order.
- Buying your first home – there may be no better time
- When contemplating buying your first home, you are faced with a multitude of confusing questions such as:
- Which Loan is best?
- Which property do I buy?
- How does the first homeowner grant work?
- Can I afford it?
- I have no deposit, what can I do?
- We will walk you through how to bring it all together, so that you can move forward confidently knowing you are heading off on a solid and safe path to first home ownership.
- When contemplating buying your first home, you are faced with a multitude of confusing questions such as:
- Legals and Conveyancing
- You may have never encountered the quantity of legal paperwork you encounter when buying a home.
- From loan documents, to vendor statements (or section 32’s as some call them), to full purchase contracts, to mortgage documents, and special conditions… It can be nerve racking all this stuff, and if we didn’t know better it almost seems like a ploy to confuse those of us, that confront this for the first time.
- We will walk you through what you need to know, what you need to look out for and how to ensure you are protected legally.
- Property Selection – What? Where? What Price?
- What to buy and what not to buy is the obvious topic, however we will go well beyond in an effort to shake out every possible aspect and obstacle to consider when buying a home.
- At The First Home Hunters Gathering we’ll cover in detail, 9 fundamentals keys to property selection. You will walk away with the specifics of what you should look for in a property, and what to steer clear of.
- We will give you some tips in dealing with Real Estate Agents and what questions you need to be asking them…
Dropping Interest Rates +
Unprecedented Government Incentives +
Lack of supply in key locations + Increasing Rents +
Suburban sprawl + Inadequate infrastructure in outer suburbs
= A Very Unique Window of Opportunity to Buy.
- Stop Taking Unnecessary Risks – Protect yourself from things that can go wrong
- Successful home ownership is as much about managing the down side risks as anything else.
- Did you know that one of the leading causes of mortgage stress is not rising interest rates or overextended borrowing like many people think, but loss of income, often due to injury or illness.
- You need to make sure the most suitable forms of protection are in place, based on you and your families ever evolving circumstances. Such insurance can include income protection, TPD (Total and Permanent Disability), life cover, wills and powers of attorney.
- Did you know?...* Over 60% of Australians are underinsured – so there is a better than 50/50 chance that you are one of them. No more mucking around when it comes to insurance, you shouldn’t even be contemplating buying any form of asset without first implementing suitable insurance coverage – it is as simple as that.
- Minimize your risks with the right education and principles firmly in place
- Combining it all together – with clarity
- With so many things to consider, how do they all combine to form a disciplined and well thought out plan of attack moving forward.
- Whether you are just saving your deposit, or you’re already house hunting, we are committed to having you take away invaluable information that relates directly to you and your family, in the present market environment and for future years to come.
You should attend if…
- You want to pay down debts, save a deposit or get started
- You are confused by what to buy, where to buy and how much to pay
- You want to pay off your home sooner, and accelerate your financial position
- You are considering buying, but can’t afford to get it wrong!
How much to attend?
This event won’t cost you anything but your time.
At mCorp, we make our money from maintaining an ongoing relationship with our clients, through the different services we provide – if you like what you hear on the weekend and you feel we could help you further, the option is there, but it will be up to you.
A few things you will learn by attending this event:
- How clever finance can slash the time it takes to own your home.
- How you can save hundreds of thousands of dollars in interest repayments over the lifetime of the loan.
- Why finance is so much more than considering the interest rate on a loan.
- How to select the right property and avoid common mistakes.
- Ensure - you pay the right price for your home and effectively deal with real estate agents.
- Avoid becoming a victim of mortgage stress by protecting your greatest financial asset (and for most it isn’t their home)… and your property, with the right insurances.
- How your superannuation is a great way of getting insurance cover, but you must ensure it is tailored to your specific needs.
- How to get your finances in great order, eliminate debt and save for your deposit.
- How to settle on a property and avoid legal problems.
- How to do it the right way the first time…
By investing 4 hours of your time to attend this event, you could save yourself months of researching and hundreds of thousands of dollars by avoiding costly mistakes.
This is likely to be one of the most important purchases you make in your lifetime: can you afford to miss out on knowledge that could drastically change your financial future?
Whether you are trying to eliminate debt and save a deposit, searching for a home OR have already purchased, this event will allow you to learn from other peoples mistakes so you can get it right first time!
We look forward to seeing you there…
Jason McGuiness and the mCorp and M Estate Agents Team